Home Buying Advice - Title Insurance

Title Insurance

The title insurance companies job is to provide you with the Owners Policy, they check the records to make sure that you have clear title and there are no problems. For example, they check to make sure that all past liens, mortgages, and judgments have been paid in full.

If you do have a future problem and someone else claims they have ownership of the property (for example an old mortgage) then the title insurance covers the cost of clearing up the issues.